A digital brain for your business
Our AI analyses your portfolio, sets priorities and builds a daily action plan, so you spot opportunities and make better decisions.
About Planeia
We're building the future of insurance brokerage in Portugal.
We believe the future of insurance shouldn't belong only to the big players.
Planeia was created to give independent insurance brokers and agents the technology, artificial intelligence and operational muscle they need to compete, grow and stay independent.
We're building a new generation of brokerage: a network of independent professionals backed by AI, shared technology, know-how and collaboration.
More capacity to grow. More time to advise. More strength to stay independent.
Our vision
Technology should strengthen the broker, not replace them.
Insurance is changing. Market consolidation, ever-larger groups and digital transformation are creating new challenges for independent professionals.
But independence still holds enormous value: closeness to clients, local knowledge, trust built over years and the freedom to give honest advice.
The problem was never a lack of skill among independent brokers. Too often, it was a lack of access to the same tools, resources and technology the big players have.
That's the imbalance we want to fix.
Planeia brings together AI, automation, specialist technology and a network of professionals to give independent brokers a stronger foundation, without taking away what makes them unique: their autonomy and their relationships with clients.
What we do
Artificial intelligence working for brokers.
We build insurance-specific technology that fits the day-to-day reality and portfolios of insurance brokers.
More growth, fewer missed opportunities
We flag renewals, cross-sell opportunities, clients who need a follow-up and new business possibilities.
Admin work, automated
We simplify repetitive tasks, communications, follow-ups and operational processes, freeing up time for what really matters.
A network that multiplies what you can do
We share technology, knowledge, training and resources so every professional can grow with the backing of a stronger structure.
People stay at the heart of it.
We believe insurance is, above all, a people business.
Technology can analyse information, spot patterns, anticipate needs and automate processes. But trust, advice and understanding what each client really needs still depend on people.
We don't want to replace brokers with artificial intelligence.
We want every broker to have the power of a large organisation, while keeping the closeness and independence of a professional who truly knows their clients.
Who's behind Planeia?
David Dourado dos Santos
Founder and CEO
Planeia features in the Portugal Fintech Report 2026, representing insurtech: a field that's notoriously hard to build in and less glamorous than payments, banking or crypto. Insurance is fintech too, and the transformation has already begun.
David founded Planeia so that insurance brokers stay relevant and keep making an impact in the age of AI.
He's the son of an insurance broker. He grew up seeing the daily struggles up close: scattered data, endless paperwork, renewals slipping through the cracks and never enough time for the clients who trusted the agency.
When he took over the family business, he knew it needed a transformation. When AI arrived, he saw two things at once: its huge potential to change how an agency is run, and what will happen to brokers who don't adapt.
So he set out to solve the problem: automate the day-to-day work so brokers can get back to what no algorithm can do. Advising, protecting and caring for people.
- Co-Planner plans your day before your first coffee, starting with the highest-impact actions.
- Renewals are flagged before revenue is at risk.
- Cross-sell opportunities are detected automatically.
- Leads are followed up by email and WhatsApp while you sleep.
- No claim is left without a follow-up.
The goal is healthier agencies and clients who are better advised, better served and better protected. The ambition is to build Europe's largest insurance agency.
On the day the report launched in Lisbon, Planeia celebrated a second milestone: the beta is now live. Sign up for a personalised onboarding and be among the first to experience the revolution.
The future of brokerage is built together.
We believe in an industry where independent professionals have access to the best tools, compete on a level playing field and stay in control of their own businesses' future.
We're not just building software.
We're building the technology infrastructure and the network of professionals that will strengthen independent brokerage in Portugal.
More technology. More independence. More collective strength.
Join the Planeia Network.
If you're an insurance broker or agent and want to future-proof your business, we'd love to meet you.
Find out how Planeia can help you grow, automate your work and strengthen your independence.